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$12.5M Cash App Settlement 2025: Did You Get Unsolicited Referral Texts in Washington? Claim Deadline Passed

If you’re a Washington resident who received unwanted Cash App “Invite Friends” texts between 2019 and mid-2025, you might have been eligible for a share of Block Inc.’s $12.5 million class action settlement. The lawsuit accused Cash App of violating Washington privacy laws by helping users send promotional referral messages without consent. While the company denies wrongdoing, it agreed to settle — but the October 27, 2025, claim deadline has now passed. Here’s what happened and what’s next as of November 18, 2025.

What Was the Cash App Text Message Lawsuit About?

The case (Bottoms v. Block, Inc.) claimed Cash App’s referral feature let users easily send pre-written promo texts (like “Try Cash App with my code and get $5!”) that violated Washington’s Commercial Electronic Mail Act and Consumer Protection Act.

$2,000 Direct Deposit Claim now
  • Texts were sent to ~2 million Washington phone numbers from Nov. 14, 2019, to Aug. 7, 2025.
  • No admission of fault by Block/Cash App — settlement avoids a trial.
  • Separate from other Cash App settlements (like data breach or security issues).

Who Was Eligible?

Only a narrow group qualified:

  • Lived in Washington when you got the text(s).
  • Received at least one Cash App referral promo text in the class period.
  • Did not give clear prior consent for marketing texts.

No proof of texts required — administrators verified using Cash App records.

Payout Details

ItemDetails
Total Settlement$12.5 million
Estimated Per Person$88–$147 (pro-rata share after fees/costs)
Extra for LossesUp to $2,500 with proof (rarely awarded)
Payment MethodsVenmo, PayPal, or mailed check

Actual amounts depend on valid claims filed (estimated low turnout).

Key Dates (All in 2025)

  • Claim/Objection Deadline: October 27 (passed)
  • Final Approval Hearing: December 2
  • Payments Expected: Early 2026 (if approved)

Did You Miss the Deadline?

Unfortunately, yes — new claims aren’t accepted after October 27. Many eligible people got email/postcard notices; others relied on online filing at the official site (bottomstextsettlement.com).

FAQs About the Cash App $12.5M Settlement

Is this the same as the Cash App data breach settlement?
No — that’s a separate $15M case (cashappsecuritysettlement.com) for account security issues, with its own deadlines.

Can I still file a claim now?
No, the October 27, 2025, deadline was firm. Late claims are rejected.

When will payments go out?
After the December 2 hearing (if approved). Expect early 2026 via your chosen method.

I’m not in Washington — any money for me?
No, this was Washington-specific. Watch for national TCPA cases against similar apps.

How do I check status if I filed?
Visit bottomstextsettlement.com or contact the administrator listed there.

This settlement reminds us how state privacy laws can hold big tech accountable for spam texts. If you filed on time, watch your email/Venmo/PayPal in 2026. For future cases, act fast on notices and always use official sites to avoid scams. Privacy matters — stay vigilant with app permissions!

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